:root{
  --ink:#0d1b2a; --ink-2:#14273d; --ink-3:#1d3552;
  --lime:#c8f03c; --lime-2:#b4dc28; --lime-ink:#172304;
  --sun:#ffd257;
  --paper:#f6f4ee; --card:#ffffff; --text:#14202e; --muted:#5a6575; --line:#e4dfd3;
  --good:#16865a; --warn-bg:#fff6de; --warn-line:#f1d48a; --warn-text:#6b4c00;
  --bad:#c0262d;
  --radius:18px; --shadow:0 1px 2px rgba(13,27,42,.06),0 12px 32px -12px rgba(13,27,42,.18);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--text);font:400 16px/1.6 "Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
img,svg{display:block}
a{color:inherit}
.wrap{width:min(1120px,100% - 32px);margin-inline:auto}
.icon{width:18px;height:18px;flex:none}
.tick{width:18px;height:18px;flex:none;color:var(--good)}
h1,h2,h3{line-height:1.15;letter-spacing:-.02em;margin:0}
h2{font-size:clamp(1.65rem,3.2vw,2.35rem);font-weight:800}
h3{font-size:1.12rem;font-weight:700}
p{margin:0}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.section{padding:clamp(56px,8vw,96px) 0}
.section-head{max-width:640px;margin-bottom:36px}
.section-head p{color:var(--muted);margin-top:12px;font-size:1.05rem}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 24px;border-radius:999px;font-weight:700;font-size:1rem;text-decoration:none;border:0;cursor:pointer;transition:transform .15s ease,background .15s ease,box-shadow .15s ease;font-family:inherit}
.btn:focus-visible{outline:3px solid var(--sun);outline-offset:3px}
.btn-primary{background:var(--lime);color:var(--lime-ink);box-shadow:0 10px 30px -10px rgba(200,240,60,.65)}
.btn-primary:hover{background:var(--lime-2);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#f4f1ea;box-shadow:inset 0 0 0 1.5px rgba(244,241,234,.35)}
.btn-ghost:hover{box-shadow:inset 0 0 0 1.5px rgba(244,241,234,.8)}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:var(--ink-3)}

/* Header */
.top{position:absolute;inset:0 0 auto;z-index:5}
.top .wrap{display:flex;align-items:center;justify-content:space-between;padding:20px 0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#f4f1ea;font-weight:800;letter-spacing:-.01em}
.brand-mark{width:34px;height:34px;border-radius:10px;background:var(--lime);display:grid;place-items:center;color:var(--lime-ink)}
.top nav{display:flex;gap:22px;align-items:center}
.top nav a{color:rgba(244,241,234,.78);text-decoration:none;font-weight:600;font-size:.92rem}
.top nav a:hover{color:#fff}
.top .nav-cta{color:var(--lime-ink);background:var(--lime);padding:9px 16px;border-radius:999px}
.top .nav-cta:hover{color:var(--lime-ink);background:var(--lime-2)}
@media (max-width:760px){.top nav a:not(.nav-cta){display:none}}

/* Hero */
.hero{position:relative;overflow:hidden;background:radial-gradient(1200px 600px at 85% -10%,#24476b 0%,transparent 60%),radial-gradient(800px 500px at -10% 110%,#1b3a2e 0%,transparent 55%),var(--ink);color:#f4f1ea;padding:120px 0 72px}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(ellipse at 70% 30%,#000 20%,transparent 70%);pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:center}
@media (max-width:920px){.hero-grid{grid-template-columns:1fr;gap:40px}}
.verified{display:inline-flex;align-items:center;gap:10px;padding:7px 14px 7px 10px;border-radius:999px;background:rgba(200,240,60,.12);box-shadow:inset 0 0 0 1px rgba(200,240,60,.35);font-size:.85rem;font-weight:600;color:#e7f7b4}
.pulse{width:9px;height:9px;border-radius:50%;background:var(--lime);box-shadow:0 0 0 0 rgba(200,240,60,.7);animation:pulse 2s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 9px rgba(200,240,60,0)}100%{box-shadow:0 0 0 0 rgba(200,240,60,0)}}
@media (prefers-reduced-motion:reduce){.pulse{animation:none}html{scroll-behavior:auto}}
.hero h1{font-size:clamp(2.4rem,5.6vw,4.1rem);font-weight:800;margin:22px 0 18px;letter-spacing:-.035em}
.hero h1 .amount{color:var(--lime);white-space:nowrap}
.lead{font-size:clamp(1.05rem,1.6vw,1.2rem);color:rgba(244,241,234,.82);max-width:560px}
.lead strong{color:#fff}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:30px 0 22px}
.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;padding:0;margin:0;font-size:.93rem;color:rgba(244,241,234,.85)}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points .tick{color:var(--lime)}
.independent{margin-top:22px;font-size:.84rem;color:rgba(244,241,234,.6);max-width:520px}

/* Offer card */
.offer{background:linear-gradient(180deg,#ffffff,#fbfaf6);color:var(--text);border-radius:24px;padding:26px;box-shadow:0 30px 80px -30px rgba(0,0,0,.6),0 0 0 1px rgba(255,255,255,.08);position:relative}
.offer-tag{position:absolute;top:-13px;right:22px;background:var(--sun);color:#3d2c00;font-size:.75rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:6px 12px;border-radius:999px}
.offer h2{font-size:1rem;font-weight:700;color:var(--muted);letter-spacing:0;margin-bottom:14px}
.line{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;padding:16px 0;border-bottom:1px dashed var(--line)}
.line:first-of-type{padding-top:4px}
.line b{display:block;font-size:1.02rem}
.line small{display:block;color:var(--muted);font-size:.84rem;margin-top:2px}
.line .amt{font-size:1.6rem;font-weight:800;letter-spacing:-.02em;white-space:nowrap}
.line .from{display:inline-block;font-size:.72rem;font-weight:700;padding:3px 8px;border-radius:999px;margin-bottom:6px}
.from-oct{background:#e9eef5;color:#24476b}
.from-me{background:#f1fbd6;color:#3d5a00}
.total{display:flex;justify-content:space-between;align-items:baseline;padding:18px 0 6px}
.total span{font-weight:700}
.total strong{font-size:2.6rem;font-weight:800;letter-spacing:-.03em;line-height:1}
.code-box{margin-top:16px;padding:14px 14px 14px 16px;border-radius:14px;background:var(--paper);border:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:12px}
.code-box small{display:block;color:var(--muted);font-size:.78rem}
.code-box code{font:700 1.02rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.02em}
.copy{border:0;background:var(--ink);color:#fff;font:600 .85rem "Plus Jakarta Sans",sans-serif;padding:9px 14px;border-radius:10px;cursor:pointer;white-space:nowrap}
.copy:hover{background:var(--ink-3)}
.copy:focus-visible{outline:3px solid var(--sun);outline-offset:2px}

/* Glance */
.glance{margin-top:-36px;position:relative;z-index:2}
.glance-grid{display:grid;grid-template-columns:repeat(4,1fr);background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;border:1px solid var(--line)}
.glance-grid div{padding:22px 22px 20px;border-right:1px solid var(--line)}
.glance-grid div:last-child{border-right:0}
.glance-grid dt{font-size:.78rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.glance-grid dd{margin:6px 0 0;font-weight:700;font-size:1.02rem;line-height:1.35}
@media (max-width:860px){.glance-grid{grid-template-columns:1fr 1fr}.glance-grid div:nth-child(2){border-right:0}.glance-grid div:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media (max-width:560px){.glance-grid div{padding:16px}.glance-grid dd{font-size:.95rem}.hero-ctas .btn{width:100%}}
@media (max-width:340px){.glance-grid{grid-template-columns:1fr}.glance-grid div{border-right:0;border-bottom:1px solid var(--line)}.glance-grid div:last-child{border-bottom:0}}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:step;list-style:none;padding:0;margin:0}
@media (max-width:960px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;position:relative}
.step::before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--ink);color:var(--lime);font-weight:800;margin-bottom:18px}
.step:last-child{background:var(--ink);color:#f4f1ea;border-color:var(--ink)}
.step:last-child::before{background:var(--lime);color:var(--lime-ink)}
.step:last-child p{color:rgba(244,241,234,.75)}
.step p{color:var(--muted);margin-top:8px;font-size:.95rem}
.step .when{display:inline-block;margin-top:14px;font-size:.78rem;font-weight:700;padding:4px 10px;border-radius:999px;background:var(--paper);color:var(--text)}
.step:last-child .when{background:rgba(200,240,60,.15);color:var(--lime)}
.center-cta{display:flex;justify-content:center;margin-top:34px}

/* Claim */
.claim{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.claim-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
@media (max-width:920px){.claim-grid{grid-template-columns:1fr;gap:32px}}
.rules{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:14px}
.rules li{display:flex;gap:12px;align-items:flex-start}
.rules .tick{margin-top:3px}
.panel{border-radius:14px;padding:16px 18px;font-size:.92rem;margin-top:24px}
.panel-warn{background:var(--warn-bg);border:1px solid var(--warn-line);color:var(--warn-text)}
.panel-good{background:#eef8f2;border:1px solid #b9e2cb;color:#0f5a3c}
.proof{display:flex;gap:18px;align-items:center;margin-top:24px;padding:18px;border-radius:14px;background:var(--paper);border:1px solid var(--line)}
.proof strong{font-size:2rem;font-weight:800;line-height:1}
.proof small{color:var(--muted)}
form.card{background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:clamp(20px,3vw,32px)}
.field{margin-bottom:16px}
.field label,.legend{display:block;font-weight:700;font-size:.92rem;margin-bottom:6px}
.field .hint{font-weight:500;color:var(--muted);font-size:.82rem}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row{grid-template-columns:1fr}}
select{appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='m1 1 5 5 5-5' fill='none' stroke='%235a6575' stroke-width='2'/%3E%3C/svg%3E") no-repeat right 14px center;padding-right:38px!important}
input[type=text],input[type=email],select,textarea{width:100%;font:inherit;font-size:1rem;padding:13px 14px;border-radius:12px;border:1.5px solid #d6d1c4;background:#fff;color:var(--text);transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--ink);box-shadow:0 0 0 4px rgba(13,27,42,.12)}
[aria-invalid=true]{border-color:var(--bad)!important}
textarea{min-height:84px;resize:vertical}
.field-error{color:var(--bad);font-size:.85rem;font-weight:600;margin-top:6px}
.methods{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
@media (max-width:520px){.methods{grid-template-columns:1fr}}
.method{position:relative}
.method input{position:absolute;opacity:0;inset:0;cursor:pointer}
.method span{display:flex;flex-direction:column;gap:2px;padding:13px 14px;border-radius:12px;border:1.5px solid #d6d1c4;background:#fff;font-weight:700;font-size:.95rem;transition:border-color .15s,background .15s}
.method span small{font-weight:500;color:var(--muted);font-size:.78rem}
.method input:checked+span{border-color:var(--ink);background:#fff;box-shadow:0 0 0 4px rgba(13,27,42,.1)}
.method input:focus-visible+span{outline:3px solid var(--sun);outline-offset:2px}
.check{display:flex;gap:12px;align-items:flex-start;font-size:.92rem;margin:6px 0 18px}
.check input{width:20px;height:20px;margin-top:2px;accent-color:var(--ink);flex:none}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-foot{font-size:.8rem;color:var(--muted);margin-top:14px}
.success{text-align:center;padding:36px 20px}
.success .badge{width:64px;height:64px;border-radius:50%;background:var(--lime);color:var(--lime-ink);display:grid;place-items:center;margin:0 auto 18px}
.success p{color:var(--muted);margin-top:10px}

/* Fit */
.fit-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media (max-width:820px){.fit-grid{grid-template-columns:1fr}}
.fit{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.fit ul{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:14px}
.fit li{display:flex;gap:12px}
.fit li .tick{margin-top:3px}
.fit .num{flex:none;width:26px;height:26px;border-radius:8px;background:var(--paper);border:1px solid var(--line);display:grid;place-items:center;font-size:.8rem;font-weight:800}
.void{margin-top:20px}
.void ul{margin:10px 0 0;padding-left:20px}
.void li{margin:4px 0}

/* FAQ */
.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.faq-side{position:sticky;top:28px}
.faq-side p{color:var(--muted);margin-top:12px;font-size:1.05rem}
.mini-cta{margin-top:28px;background:var(--ink);color:#f4f1ea;border-radius:var(--radius);padding:24px;display:grid;gap:6px}
.mini-cta span{color:rgba(244,241,234,.75);font-size:.92rem;margin-bottom:12px}
.mini-cta .btn{justify-self:start}
@media (max-width:920px){.faq-layout{grid-template-columns:1fr;gap:28px}.faq-side{position:static}.mini-cta{display:none}}
.faq{display:grid;gap:12px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:0 20px;transition:box-shadow .15s}
.faq details[open]{box-shadow:var(--shadow)}
.faq summary{cursor:pointer;list-style:none;padding:18px 0;font-weight:700;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:12px;height:12px;flex:none;border-right:2.2px solid var(--muted);border-bottom:2.2px solid var(--muted);transform:rotate(45deg) translateY(-3px);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(-135deg) translateY(-2px)}
.faq summary:focus-visible{outline:3px solid var(--sun);outline-offset:4px;border-radius:6px}
.faq details p{padding:0 0 20px;color:var(--muted)}

/* About */
.about{display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:start;background:var(--card);border:1px solid var(--line);border-radius:22px;padding:clamp(22px,3.5vw,36px);max-width:900px}
@media (max-width:620px){.about{grid-template-columns:1fr}}
.avatar{width:72px;height:72px;border-radius:20px;background:var(--ink);color:var(--lime);display:grid;place-items:center;font-size:1.8rem;font-weight:800}
.about p{color:var(--muted);margin-top:10px}
.log{margin-top:18px;font-size:.85rem;color:var(--muted)}
.log b{color:var(--text)}

/* Final CTA */
.final{background:radial-gradient(700px 300px at 50% 0%,#24476b,transparent 70%),var(--ink);color:#f4f1ea;text-align:center;padding:clamp(56px,8vw,88px) 0}
.final h2{font-size:clamp(1.9rem,4vw,2.8rem)}
.final p{color:rgba(244,241,234,.75);margin:14px auto 28px;max-width:520px}

footer{background:#091421;color:rgba(244,241,234,.6);font-size:.85rem;padding:36px 0 110px}
footer .wrap{display:grid;gap:14px}
footer a{color:rgba(244,241,234,.85)}
footer h3{color:#f4f1ea;font-size:.95rem}

/* Mobile sticky CTA */
.sticky{position:fixed;left:12px;right:12px;bottom:12px;z-index:20;display:none;align-items:center;justify-content:space-between;gap:12px;background:var(--ink);color:#f4f1ea;padding:10px 10px 10px 18px;border-radius:18px;box-shadow:0 20px 40px -12px rgba(0,0,0,.5);transform:translateY(140%);transition:transform .25s ease}
.sticky.show{transform:none}
.sticky b{color:var(--lime)}
.sticky .btn{padding:12px 18px;font-size:.92rem}
@media (max-width:760px){.sticky{display:flex}}

/* Keyword kicker above the H1 */
.h1-kicker{display:block;font-size:clamp(.95rem,1.4vw,1.1rem);font-weight:700;letter-spacing:.02em;color:rgba(244,241,234,.7);margin-bottom:10px}

/* Guide cards */
.guide-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media (max-width:900px){.guide-cards{grid-template-columns:1fr}}
.guide-card{display:flex;flex-direction:column;gap:8px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;transition:box-shadow .15s,transform .15s}
.guide-card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.guide-card p{color:var(--muted);font-size:.95rem}
.guide-card .more{margin-top:auto;padding-top:10px;display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.92rem}
.guide-card:focus-visible{outline:3px solid var(--sun);outline-offset:3px}

/* Footer columns */
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:32px;padding-bottom:8px}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr}}
.foot-grid ul{list-style:none;padding:0;margin:8px 0 0;display:grid;gap:6px}

/* Guide pages */
.page-hero{position:relative;overflow:hidden;background:radial-gradient(1000px 500px at 85% -20%,#24476b 0%,transparent 60%),var(--ink);color:#f4f1ea;padding:118px 0 56px}
.page-hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(ellipse at 70% 30%,#000 20%,transparent 70%);pointer-events:none}
.page-hero .wrap{position:relative}
.crumbs{font-size:.85rem;color:rgba(244,241,234,.6);margin-bottom:18px}
.crumbs a{color:rgba(244,241,234,.85);text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.3rem);font-weight:800;letter-spacing:-.03em;max-width:820px}
.page-hero .lead{margin-top:16px;max-width:680px}
.meta-line{display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:22px;font-size:.85rem;color:rgba(244,241,234,.65)}
.article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;align-items:start;padding:56px 0 80px}
@media (max-width:980px){.article{grid-template-columns:1fr;gap:32px}}
.prose{min-width:0}
.prose h2{font-size:clamp(1.4rem,2.6vw,1.8rem);margin:44px 0 14px}
.prose h2:first-child{margin-top:0}
.prose h3{margin:28px 0 8px}
.prose p,.prose ul,.prose ol{margin:0 0 16px;color:#2c3746}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin:6px 0}
.prose a{color:var(--ink);text-decoration-color:var(--lime-2);text-decoration-thickness:2px;text-underline-offset:3px}
.prose a:hover{text-decoration-color:var(--ink)}
.prose .panel{margin:20px 0}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:var(--card);margin:20px 0 10px}
.table-wrap table{border-collapse:collapse;width:100%;min-width:640px;font-size:.92rem}
.table-wrap th,.table-wrap td{padding:12px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.table-wrap th{font-size:.74rem;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);background:#faf8f3}
.table-wrap tr:last-child td{border-bottom:0}
.table-wrap td b{white-space:nowrap}
.table-wrap tr.hl td{background:#f6fbe4}
.table-note{font-size:.82rem;color:var(--muted)}
.side{position:sticky;top:24px;display:grid;gap:16px}
@media (max-width:980px){.side{position:static}}
.side-card{background:var(--ink);color:#f4f1ea;border-radius:var(--radius);padding:24px;display:grid;gap:8px}
.side-card b{font-size:1.05rem}
.side-card span{color:rgba(244,241,234,.75);font-size:.92rem;margin-bottom:10px}
.side-card .btn{justify-self:start}
.toc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px}
.toc b{font-size:.78rem;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.toc ol{margin:10px 0 0;padding-left:18px;display:grid;gap:6px;font-size:.92rem}
.toc a{text-decoration:none}
.toc a:hover{text-decoration:underline}
.tariff-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:18px 0}
@media (max-width:640px){.tariff-grid{grid-template-columns:1fr}}
.tariff{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px}
.tariff h3{margin:0 0 6px;font-size:1.02rem}
.tariff p{margin:0;font-size:.92rem;color:var(--muted)}
.tariff .for{display:inline-block;margin-bottom:8px;font-size:.72rem;font-weight:700;padding:3px 9px;border-radius:999px;background:var(--paper);border:1px solid var(--line)}
.checklist{list-style:none;padding:0!important}
.checklist li{display:flex;gap:12px;align-items:flex-start}
.checklist .num{flex:none;width:28px;height:28px;border-radius:9px;background:var(--ink);color:var(--lime);display:grid;place-items:center;font-size:.82rem;font-weight:800;margin-top:1px}